INDUSTRY FIELD GUIDE
Reinsurance treaty layer records for AI review
The same layer label can appear in two treaty years.
NAICS 524130 · Reinsurance Carriers
The same layer label can appear in two treaty years. An assistant reading a loss packet needs the right exhibit, period and agreement before it can summarize what the records say. NAIC’s glossary provides reinsurance terminology. A synthetic evaluation can score document association without pricing risk or making a coverage determination. NAIC insurance glossary
Build an invented treaty schedule and two illustrative loss summaries. Give one a matching year and layer reference, and give the other a similar reference with an expired exhibit. Label all amounts and bases as fictional. Ask which document supports the review and what extra evidence an authorized person needs. Keep the exercise focused on period, layer, and recorded terms.
Leave treaty wordings, actual claims, counterparty details, reserves, and pricing models outside the packet. Check author and cedent permissions if real records are later discussed.
Describe a reinsurance evidence sample
Original Fiund exercise
A reused layer label needs the correct treaty and year
Two fictional treaty schedules contain simple document labels and arbitrary practice amounts. They contain no cedent, counterparty, real claim or operative treaty wording.
| Record | Source | What it records |
|---|---|---|
| RL1 | Treaty T, year Y1 exhibit | Layer L2, scope label OLD, valid for exercise year Y1 only. |
| RL2 | Treaty T, year Y2 exhibit | Layer L2, scope label NEW, valid for Y2. Loss summary A explicitly references T/Y2/L2 and this exhibit. |
| RL3 | Loss summary B packet | B references T/Y2/L2 but attaches only the Y1 exhibit. No Y2 attachment or authorized equivalence statement supplied. |
Question for the model
Which exhibit supports A's document review, and why does B's matching layer label not close its evidence gap?
Show the reference answer and checks
RL2 matches A across treaty T, year Y2 and layer L2, so the Y2 exhibit supports its stated document association. RL3 attaches RL1's Y1 exhibit to a Y2 reference. The reused L2 label does not make the old-year scope current or equivalent; request the correct Y2 exhibit or authorized clarification. This identifies a period mismatch without deciding loss allocation, recoverability, pricing or coverage under a real agreement.
- Joining exhibits by layer label while ignoring treaty year.
- Using an expired scope label to fill a missing current exhibit without authorization.
Fields to preserve
- Treaty, year and layer
- Defines the exact document key.
- Exhibit validity and cited scope
- Preserves the period-specific source.
- Loss-summary reference and missing attachment
- Exposes the association gap.
Test another case
Provide a Y2 exhibit for another treaty with the same L2 label. Require the treaty mismatch to remain unresolved.
Use independently written mock exhibits. Exclude actual losses, reserves, wordings and pricing models; retain all contractual judgments with authorized reviewers.
Discuss a contribution
Describe the sources you control, the task they could support and what has already been checked. Use the existing-data assessment for an archive or the collection brief for a new recording project. The contributor agreement defines Fiund’s licensing authority and compensation. A guide or fictional exercise does not establish an accepted collection or a sale.