INDUSTRY FIELD GUIDE
Dealer-arranged finance contract data for AI testing
A dealership worksheet may describe a proposed deal while a finance company’s acceptance refers to a later contract.
NAICS 522220 · Sales Financing
A dealership worksheet may describe a proposed deal while a finance company’s acceptance refers to a later contract. CFPB’s auto finance pilot and consumer materials distinguish relevant parts of the dealer-arranged financing process. An evaluation can test document lineage using invented parties and amounts. CFPB auto finance data pilot · CFPB financing routes
Prepare a practice sale packet with a preliminary worksheet, a revised installment contract, and an acceptance record tied to the revised contract. Give a second case an acceptance notice from an earlier deal with a similar reference. Ask which contract can be matched and what evidence remains missing. Include a trade-in figure only as a document-matching field.
Leave real applications, signatures, lender buy rates, vehicle IDs, and credit decisions out of the sample. Clear dealership and finance-company rights separately before discussing production records.
Describe a sales financing dataset
Original Fiund exercise
Finance acceptance attaches to a contract revision, not a preliminary worksheet
A practice sale packet has invented deal aliases and arbitrary figures. It contains no signatures, credit applications, vehicle IDs or actual lender terms.
| Record | Source | What it records |
|---|---|---|
| DF1 | Worksheet W1 | Deal D-A, preliminary version: practice total 200 and trade-in field 20. Marked proposal only. |
| DF2 | Contract C2 and acceptance A2 | Revised D-A/C2: practice total 190, trade-in 25. A2 explicitly accepts D-A/C2, not W1. |
| DF3 | Second packet | Deal D-B/C1 has an acceptance referring to older D-B0/C1. No D-B-to-D-B0 revision relationship supplied. |
Question for the model
Which D-A document has a matched acceptance, and does the second packet establish acceptance for D-B/C1?
Show the reference answer and checks
DF2 explicitly matches A2 to D-A/C2. DF1's proposal has different figures and is not the accepted document named in A2. DF3's acceptance points to D-B0, while the packet asks about D-B; the similar contract suffix does not establish a revision relationship. Flag the second packet's deal-identity gap rather than transferring acceptance. The task identifies documentary links without assessing finance suitability or a consumer decision.
- Summarizing accepted figures from the earlier proposal instead of the named contract.
- Matching by a contract suffix while ignoring a conflicting deal reference.
Fields to preserve
- Deal alias and document class
- Separates proposals from contracts.
- Contract revision and acceptance target
- Establishes the exact match.
- Practice figures and unresolved relationship
- Exposes mismatched versions without guessing.
Test another case
Add an explicit D-B0-to-D-B conversion record that excludes acceptance carryover. Require the identity link to be recognized while acceptance remains unconfirmed.
Use independently written fictional packets. Exclude credit decisions, lender buy rates, applications, signatures and actual dealership records.
Discuss a contribution
Describe the sources you control, the task they could support and what has already been checked. Use the existing-data assessment for an archive or the collection brief for a new recording project. The contributor agreement defines Fiund’s licensing authority and compensation. A guide or fictional exercise does not establish an accepted collection or a sale.