{
  "title": "Loan broker disclosure version data for AI review",
  "source_page": "https://fiund.com/industries/loan-broker-disclosure-version-data",
  "authorship": "Original fictional Fiund editorial exercise. No actual operating records or third-party source assets are included.",
  "example": {
    "title": "A corrected disclosure does not clear an outstanding condition",
    "context": "An independently written mock loan packet uses arbitrary practice amounts. It contains no borrower, credit data, property identifier or real lender requirement.",
    "records": [
      [
        "LD1",
        "Estimates E1 and E2",
        "Transaction L-A: E1 issued day 1 lists charge C=40. E2 issued day 4 explicitly replaces E1 and lists C=45."
      ],
      [
        "LD2",
        "Disclosure D2",
        "Issued day 6; replaces disclosure D1, names L-A and lists C=45. Requested exercise date day 7."
      ],
      [
        "LD3",
        "Condition tracker",
        "Condition K requested day 5; status awaiting reviewer confirmation. Neither E2 nor D2 states that K was cleared."
      ]
    ],
    "question": "Which supplied versions are current on day 7, what charge change is evidenced, and is condition K cleared?",
    "answer": "LD1 identifies E2 as the replacement estimate and LD2 identifies D2 as the replacement disclosure, both available by day 7. The estimate's charge C rises from 40 to 45 practice units, and D2 shows the same 45-unit field. LD3 leaves K awaiting confirmation; a later disclosure is not evidence that the requested condition was satisfied. Report the version comparison and open condition separately for human review.",
    "failureModes": [
      "Comparing the original estimate with a superseded disclosure instead of the named current versions.",
      "Inferring that a condition cleared because a later document was issued."
    ],
    "fields": [
      [
        "Transaction and document class",
        "Separates estimates from disclosures."
      ],
      [
        "Issue date and replacement link",
        "Selects the as-of versions."
      ],
      [
        "Charge reference and condition state",
        "Distinguishes changed figures from workflow completion."
      ]
    ],
    "holdout": "Move the exercise cutoff to day 3. Require E1 selection and state that E2 and D2 were not yet issued.",
    "boundary": "Use original fictional forms. Exclude actual financial histories, signatures and confidential lender terms; no suitability or closing decision belongs in the sample."
  }
}