{
  "title": "Credit card dispute status records for AI review",
  "source_page": "https://fiund.com/industries/credit-card-dispute-status-data",
  "authorship": "Original fictional Fiund editorial exercise. No actual operating records or third-party source assets are included.",
  "example": {
    "title": "A provisional credit and a final notice support different dispute states",
    "context": "An invented dispute timeline contains original cards with inert transaction IDs. No card number, merchant evidence or consumer account history is used.",
    "records": [
      [
        "CD1",
        "Cycle 1 statement",
        "Transaction T1: provisional credit 40 practice units, dispute D1 still under review."
      ],
      [
        "CD2",
        "Final notice",
        "Day 20 notice for D1/T1 explicitly makes the existing 40-unit credit final. It does not create an additional credit."
      ],
      [
        "CD3",
        "Other adjustment",
        "Transaction T2 has a separate 40-unit credit labeled merchant adjustment, with no D1 reference."
      ]
    ],
    "question": "What status is supported for D1 before and after day 20, and does the packet show two credits for T1?",
    "answer": "CD1 supports a provisional credit while D1 remains under review. CD2 changes that same D1/T1 credit to final on day 20; it does not document a second 40-unit posting. CD3 belongs to T2 and cannot be counted toward T1. Preserve status and posting identity separately. If CD2 were absent, the packet would support only the provisional state, without a final outcome determination.",
    "failureModes": [
      "Describing a provisional statement entry as a final decision before its notice.",
      "Adding a status-finalization notice to the credited amount as if it were another posting."
    ],
    "fields": [
      [
        "Dispute and transaction IDs",
        "Links the timeline to the right case."
      ],
      [
        "Credit reference and provisional state",
        "Distinguishes a posting from its review status."
      ],
      [
        "Notice effective date and cited decision",
        "Documents the supported status change."
      ]
    ],
    "holdout": "Replace CD2 with a request for more information. Require the case to remain unresolved despite its later timestamp.",
    "boundary": "Use original mock documents. Exclude account histories, evidence files and detection rules; legal eligibility and claim resolution remain outside the evaluation."
  }
}